Resources

Don’t Wait for Disaster to Strike, Be Proactive Fire protection is a must for any business or commercial property owner. While no property is 100 percent immune, there are a number of preventative measures a business or property owner can take to reduce their exposure and risk, as well the amount of damage that might…

Any type of fire damage on a property is a devastating event, but when it affects a business’ bottom line it can be a particularly catastrophic experience.  For commercial property owners or managers, fire prevention and employee safety are undoubtedly chief concerns. By knowing the most common types of fire within commercial properties, as well…

Fire and Smoke Damage: What Every Commercial Property Owner Should Know It’s no surprise that fires can cause serious damage to a commercial or residential property. And while the first step should be to extinguish the blaze, many property owners aren’t prepared for what comes next. The truth is fire damage and smoke damage can…

Types of Floods Overland flood Any flood where water flows over or through normally dry land is categorized as an overland flood. Causes include: existing drainage infrastructure that is overwhelmed by severe weather; high levels of precipitation over several days; heavy rainfall over a short period of time; rapid snowmelt; water levels in a river…

Types of Water Damage Few catastrophes have the power to upend the flow of life and business in a home or workplace in the way that extensive water damage does. Whether by flood from a severe weather event or an internal breach or small incidents compounded over time, the cause of water damage matters less to…

Drip, Drip, Deluge! Of all the types of water damage in a workplace or home, pipe leaks and bursts can be the most damaging. Why? Small leaks often go undetected (or ignored) for extended periods of time, while a burst 1-inch water line can pump out hundreds of gallons of water per minute. Over a…

Special Considerations for Commercial Buildings Commercial buildings have some key differences from single-family homes. One of the most basic differences is the sheer size of the building. Commercial spaces can range from individual storefronts to high-rise apartment buildings to warehouses spanning hundreds of thousands of square feet. The larger size of these buildings can mean…

What Causes Water Damage? Water damage can occur as the result of several different scenarios. It is important to understand these various causes, and the differences they can each mean for insurance purposes and for the recovery process. Floods: A flood is a situation in which water rises and covers dry land. This could be…

The What, How and Why of Overland Floods Overland flooding is defined as a situation in which water rises and covers ordinarily dry land. Some causes include: a river overflowing its banks; a storm surge from a hurricane; a substantial amount of runoff from snowmelt; or the mechanical failure of a dam or levee. It is important…

Preventing Frozen and Burst Pipes: Everything Commercial Property Owners Need to Know In the age of bomb cyclones and polar vortices, extreme winter weather cannot be ignored. Cold North American winters bring many threats to the forefront for commercial property owners, including the risk of water damage from frozen and burst pipes. Burst pipes can…